Transparent Pricing

Fees & Payment

Flexible payment options to make quality therapy accessible.

Whether you have insurance coverage or prefer self-pay, we’re here to support your mental health journey.

Payment Options

How Much Does Therapy Cost?

Understanding your payment options helps you make informed decisions about your mental health care. Most clients find their sessions are either fully covered or partially reimbursed.

Insurance Type 1

Full coverage option

Comprehensive coverage

This insurance type typically provides full coverage for therapy sessions with minimal or no out-of-pocket costs.

What's included:

You pay:

$0-$50

Depending on your plan

Insurance Type 2

Partial or full reimbursement

Flexible coverage options

This insurance type typically offers partial to full coverage, with reimbursement rates varying based on your specific policy.

What to expect:

Most policies cover therapy at 50-100% of costs
Check your specific plan for coverage details
You may pay upfront and submit for reimbursement
Direct billing available with some providers
Typically faster approval process

Standard rate:

$120

Per session (50-60 minutes)

Self-Pay

Direct payment without insurance

Complete privacy & flexibility

Pay directly for your sessions without involving insurance. Ideal for those seeking complete confidentiality or without coverage.

Benefits:

No diagnosis required for insurance purposes
Complete privacy - sessions not recorded with insurance
Flexible scheduling without insurance restrictions
Sliding scale available based on financial need
Payment plans can be arranged

Standard rate:

€120

Sliding scale: €80-120

Questions? WE'RE HERE TO HELP

Frequently asked Questions

Will my insurance cover therapy?

Most public and private health insurance policies in Germany cover psychotherapy. We’ll help you check your coverage during the initial consultation.

Can I start therapy before approval?

Yes! The initial consultation and 2-5 probatory sessions are covered before formal approval, allowing you to start right away.

What if I want to pay privately?

Self-pay is €120-150 per 50-minute session. This ensures complete confidentiality with no insurance records, and you can start immediately.

How long does insurance approval take?

Public insurance typically takes 3-4 weeks for approval. Private insurance is often faster. I handle all the paperwork for you.

Do I pay anything upfront (public insurance)?

No. With public insurance, I bill your insurance directly. You don’t pay anything out of pocket—no co-payment, no deductible.

Can I deduct therapy costs from taxes?

Self-pay therapy costs may be tax-deductible as extraordinary health expenses (“außergewöhnliche Belastungen”). Consult your tax advisor for details.

Ready to get started?

Book a free 20-minute consultation to discuss your insurance coverage, answer any questions about fees, and determine the best payment option for your situation.